Buying property in your SMSF using a limited recourse borrowing arrangement (LRBA)? You will typically need a bare trust — and a bare trust trustee company to hold the property on trust for your SMSF while the loan is on foot. Register your bare trust trustee company for a flat $60 service fee plus the $636 ASIC fee, done in 15–30 minutes with every document included.
What is a bare trust trustee company?
Under an SMSF limited recourse borrowing arrangement, the borrowed asset — usually a property — is held in a separate holding trust (a “bare trust”) until the loan is repaid. The bare trust needs its own trustee, and lenders and specialist SMSF advisers generally require the bare trust trustee to be a company rather than an individual. This bare trust trustee company is different from the SMSF’s own corporate trustee.
What’s included
- ACN and ASIC Certificate of Registration
- Special-purpose constitution appropriate for a bare trust trustee company
- Share certificates, company register and first meeting minutes
- Director and member consents
- Direct ASIC lodgement under our registered agent number (ASIC Agent 36194)
- Lifetime access to all documents in your client dashboard
Bare trust trustee vs SMSF corporate trustee — what’s the difference?
The SMSF corporate trustee is the trustee of the super fund itself. The bare trust trustee company is a separate company whose only role is to hold the LRBA asset on bare trust for the SMSF until the loan is discharged. Both are usually special-purpose companies, and both should have constitutions restricted to their sole trustee role. Do not use the same company for both — this can cause issues with the LRBA structure and with lenders.
Timing and what to do next
Bare trust trustee companies are typically registered and lodged with ASIC within 15–30 minutes of payment. Once you have your ACN and certificate, your SMSF specialist or lawyer will usually then prepare the bare trust deed itself, arrange the SMSF loan and coordinate settlement of the property purchase.
Register your bare trust trustee company today
Start your bare trust trustee company registration — $60 + $636 ASIC, all documents included.
Related reading
- SMSF bare trust for an LRBA – cost & process (2026)
- SMSF trustee company setup
- Individual vs corporate trustee for an SMSF
- How to register a company in Australia
Cheap Company Setup is an ASIC Registered Agent (36194) and ASIC Accredited Software Provider (2083). ASIC fees are indexed annually — verify current fees at asic.gov.au. This is general information, not financial, legal or tax advice.